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Terms of Service

Last updated: April 17, 2026

⚠️ Template pending attorney review. These terms are a starting-point template and are not a substitute for legal counsel. Please have them reviewed and customized by an attorney for your specific business before relying on them.

1. Acceptance

By accessing incomeacademy.biz or purchasing any of our products, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use our services.

2. Eligibility

You must be at least 18 years old and legally able to enter into contracts to purchase our products. By purchasing, you confirm you meet these requirements.

3. Our products

Income Academy provides educational content and materials about online business skills. Our products include written courses, video training, downloadable materials, access to a member community, and optional coaching calls. We do not provide financial, investment, legal, accounting, or tax advice.

4. No guarantee of results

Our products are educational. We make no representations, warranties, or guarantees that you will earn income of any amount by using or applying the material we teach. Your results depend on many factors outside our control, including your effort, experience, market conditions, and choices. See our Earnings Disclaimer.

5. Your account

You're responsible for maintaining the confidentiality of your account login credentials and for all activity that occurs under your account. Notify us immediately at support@incomeacademy.biz if you believe your account has been compromised.

6. Payment and access

All payments are processed through our third-party payment processor (Stripe). By purchasing, you authorize the charge to your selected payment method. Prices are listed in USD unless otherwise specified. Applicable taxes may be added.

Access to purchased content is granted upon successful payment and is valid for the period described at the point of sale. Unless otherwise specified, access is lifetime for one-time purchases.

7. Refunds

Please see our Refund Policy for full refund terms.

8. Intellectual property

All content, trademarks, logos, videos, written material, and other materials on our site and in our products are owned by Income Academy LLC or our licensors. You receive a limited, non-exclusive, non-transferable license to access and use the materials for your personal, non-commercial use only.

You may not: reproduce, distribute, publicly display, sell, license, sub-license, record, transcribe, translate, or create derivative works of any material, whether in whole or in part. Screen recording and sharing of our training is strictly prohibited and may result in immediate termination of access without refund.

9. Acceptable use

You agree not to:

  • Share your login or account access with anyone else
  • Upload, post, or share unlawful, abusive, harassing, defamatory, or misleading content in our community
  • Use our services to send spam or unsolicited promotions
  • Interfere with or disrupt our services or servers
  • Attempt to reverse-engineer, scrape, or bypass security measures
  • Use our services in any way that violates applicable law

Violation may result in immediate termination of your account without refund.

10. Testimonials and results disclosure

Any testimonials, case studies, or success stories shown on our site are individual experiences and reflect results not typical. Your experience may be different. We don't guarantee you'll achieve similar outcomes.

11. Third-party links

Our site may include links to third-party websites, tools, or services. We're not responsible for the content, privacy practices, or actions of those third parties. Your interactions with them are at your own risk.

12. Disclaimers

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

13. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL INCOME ACADEMY LLC, ITS OFFICERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF OUR SERVICES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

14. Indemnification

You agree to indemnify, defend, and hold harmless Income Academy LLC and its affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or your use of our services.

15. Governing law and dispute resolution

These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law rules. Any dispute arising out of or relating to these Terms or our services will be resolved by binding arbitration in Utah County, Utah, under the rules of the American Arbitration Association. You waive the right to participate in class actions.

16. Changes to these terms

We may update these Terms from time to time. The "Last updated" date at the top will reflect changes. Continued use of our services after changes take effect constitutes your acceptance.

17. Termination

We may suspend or terminate your account at our discretion for any violation of these Terms. You may stop using our services at any time.

18. Contact

Income Academy LLC
[VIRTUAL MAILBOX ADDRESS — to be filled in once set up]
support@incomeacademy.biz

IA Income Academy

Skills-first online business education.

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